Alan Cohen, REALTORŽ, real estate agent and broker for Brookline, Newton and Chestnut Hill Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

First Time Homebuyers: Brookline, Newton and Chestnut Hill Massachusetts home buying, real estate listings, and homes for sale in Norfolk County, MA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top area real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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Investment Real Estate >The Right Time to Buy

Are you waiting for "just the right time" to get into the real estate market? The signs indicate that there is no time like the present. Interest rates are still comparatively low and buyers are shopping for new and second homes in great numbers.

Vacation homes are very popular for investment purposes and personal enjoyment. You can use your vacation home as a getaway property now, and by the time you retire you will have paid a significant amount on the loan. If you live in a vacation home for 14 days a year or less, you can take depreciation on it.

Another important benefit is that tax deductions in the form of interest and property taxes help to offset the cost of paying for a second home. If the debt does not exceed $1 million, mortgage interest payments on principal residences and second or vacation homes are fully deductible for tax purposes.

Don't waste valuable time while interest rates creep upwards -- all you need is the right real estate agent to guide you!

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Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
See More Real Estate Trivia >

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Alan Cohen
Hammond Residential GMAC
826 Boylston Street
Chestnut Hill, MA 02467
Voice-Line: 617-796-6166
Office Line: 617-731-4644 ext 302
E-Fax: 617-796-6166
Email: alancohen@rcn.com
Among the area's most prolific and practiced realtors, Alan is also a historic homes marketing specialist. His keen communication, negotiation and visual skills have been refined by many years in real estate and prior experience as a clinical social worker and Children's Museum exhibition developer. During his prior 15-year tenure with Coldwell Banker, Alan was consistently honored among the top 1% of 53,000 national associates. Valued for his market knowledge, attentiveness and reliable counsel, Alan's reputation for dilligence has earned him a strong following among former clients and other real estate professionals who entrust him with their referrals.

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NUMBER1EXPERT™ in real estate for Brookline, Massachusetts, luxury properties and historic homes

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