Alan Cohen, REALTORŽ, real estate agent and broker for Brookline, Newton and Chestnut Hill Massachusetts home listings, property and land for sale - NUMBER1EXPERT(tm)

First Time Homebuyers: Brookline, Newton and Chestnut Hill Massachusetts home buying, real estate listings, and homes for sale in Norfolk County, MA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top area real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

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First Time Buyers >Credit Card Traps

It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.

The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.

If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Alan Cohen
Hammond Residential GMAC
826 Boylston Street
Chestnut Hill, MA 02467
Voice-Line: 617-796-6166
Office Line: 617-731-4644 ext 302
E-Fax: 617-796-6166
Email: alancohen@rcn.com
Among the area's most prolific and practiced realtors, Alan is also a historic homes marketing specialist. His keen communication, negotiation and visual skills have been refined by many years in real estate and prior experience as a clinical social worker and Children's Museum exhibition developer. During his prior 15-year tenure with Coldwell Banker, Alan was consistently honored among the top 1% of 53,000 national associates. Valued for his market knowledge, attentiveness and reliable counsel, Alan's reputation for dilligence has earned him a strong following among former clients and other real estate professionals who entrust him with their referrals.

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NUMBER1EXPERT™ in real estate for Brookline, Massachusetts, luxury properties and historic homes

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